https://www.parsonagefinancial.co.uk/blog daily 0.75 2024-07-11 https://www.parsonagefinancial.co.uk/blog/guide-how-an-olympic-mindset-could-help-you-manage-your-finances-effectively monthly 0.5 2024-07-11 https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1720687717857-3S9ZUTW877QD4Y3I5LVH/Untitled+-+2024-07-11T094803.051.jpg Blog - Guide: How an Olympic mindset could help you manage your finances effectively - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.parsonagefinancial.co.uk/blog/more-than-half-of-homeowners-dont-have-enough-life-insurance-to-protect-them monthly 0.5 2024-07-11 https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1720687422905-MGTMOKRYT9GDHF36Y0KP/Untitled+-+2024-07-11T093018.437.jpg Blog - More than half of homeowners don’t have enough life insurance to protect them - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.parsonagefinancial.co.uk/blog/78-of-retirees-could-be-missing-out-on-investment-returns-by-accessing-their-pension-early monthly 0.5 2024-07-11 https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1720687337555-O50K2C0GY5BG2EIBK4QN/Untitled+-+2024-07-11T092953.301.jpg Blog - 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Here’s why it affects financial plans - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.parsonagefinancial.co.uk/blog/5-practical-steps-you-could-take-this-year-if-you-want-to-retire-in-2024 monthly 0.5 2023-11-20 https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/4ad38872-d31d-43a3-adce-0ef8c5646e0a/2.jpg Blog - 5 practical steps you could take this year if you want to retire in 2024 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.parsonagefinancial.co.uk/blog/is-your-money-better-off-in-cash-now monthly 0.5 2023-09-19 https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1695028043694-8USRT9MMW3PCASXEBJIG/image-asset.jpeg Blog - Is Your Money Better Off In Cash Now? - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/08f7da42-c1e5-400c-b9b0-f5955302fa2c/Screenshot+2023-09-18+at+10.13.41.png Blog - Is Your Money Better Off In Cash Now? - Make it stand out Source: Marlborough, Carson Group, Visual Capitalist, Axios 16 Aug 2023 https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/9035892c-35bf-4e08-ac6e-0d2c19b0ad35/Screenshot+2023-09-18+at+10.16.49.png Blog - Is Your Money Better Off In Cash Now? - Make it stand out Past performance is not a reliable indicator of future results. Source: Vanguard calculations in GBP, based on data from Refinitiv Data is based on the period between 31 January 1990 and 28 February 2022Note: The chart shows the percentage of times that cash has underperformed a global 60% equity/40% stock portfolio over 3-, 6- and 12-month periods after 2 months total returns of global equities were below 5%. For example, global equity returns from 31 August 2008 to 31 October 2008 were -20.74%. Over the following 3-month period until 31 January 2009, cash returned 0.84% while the 60/40 portfolio returned 1.76% so that the excess returns were at 0.93%. Equity comprises global equity (MSCI AC Word Total Return Index). Fixed income comprises hedged, global bonds (Bloomberg Global Aggregate Index Sterling hedged). Cash is represented by GBP 3-month deposits. https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/e78a18a9-0d00-4a5c-bff8-5a3734227154/Screenshot+2023-09-18+at+10.19.07.png Blog - Is Your Money Better Off In Cash Now? - Make it stand out Source: Vanguard calculations, using Bloomberg data as at 31 January 2023. Notes: The Bloomberg U.S. Treasury 1-3 Year Index had a duration of 1.86 years and a yield to maturity of 4.28%. The bloomberg U.S. Treasury 3-10 Year Index had a duration of 5.17 years and a yield to maturity of 3.62%. The Bloomberg U.S. Long Treasury Index had a duration of 16.42 years and a yield to maturity of 3.72%. Scenario assumed any interest changes occur at the beginning of the period and before any reinvestment of dividends. Scenario does not convexity into account, This illustration is hypothetical and does not represent the return on any partciular investment and the rate is not guaranteed. https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/3f2401fb-c01b-4974-a533-dac15f7e5290/Screenshot+2023-09-19+at+12.43.42.png Blog - Is Your Money Better Off In Cash Now? - Make it stand out Source: Bloomberg, Factset and Bank of England, as at 31 December 2022. Notes: Cash = ICE LIBOR – GBP 3 month. Global Equities – The MSCI Word Index. US Equities - S&P 500. UK Equities – FTSE All Share. Inflation – Retail Price Index (Jan 1989 – 100): Global Bonds – Bloomberg Global Aggregate. European Equities – MSCI Europe, UK Gilts = ICE BofE UK Gilt (local total return), Emerging market equities – MSCI Emerging markets. All shown gross of tax and of fees and in GBP. Annualised performance refers to the entire period. Performance in the reinvestment if Income https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/897dbf21-c585-48ee-aed2-1b60ffad92d5/Screenshot+2023-09-18+at+10.12.12.png Blog - Is Your Money Better Off In Cash Now? - Make it stand out Sources: Vanguard, using Dimson-Marsh-Staunton global returns date from Morningstar, Inc (The DMS UK Equity Index, DMS UK Bond Index, DMS World Bill Index) Notes: Data covers 31 December 1900 to December 2022. Returns are in GBP. Nominal value is the return before adjustment for inflation with dividends and income reinvested, real value includes the effect of inflation. UK Treasury bills are used here as a proxy for cash. https://www.parsonagefinancial.co.uk/blog/august-investment-update monthly 0.5 2023-09-07 https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1694095864396-MGD7Y5X660GMVT2LD4SD/image-asset.jpeg Blog - Investment Update - August 2023 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/ff97eadd-829e-4792-99cd-a2aedc0efcd2/Screenshot+2023-09-07+at+15.12.13.png Blog - Investment Update - August 2023 - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/50771a17-c0a5-4383-a3c4-e6045985e34d/Screenshot+2023-09-07+at+15.15.27.png Blog - Investment Update - August 2023 - Make it stand out Sources: Datastream Refinitiv, MSCI and Schroders Strategic Research Unit. Data to 31 May 2023. Figures are shown on a rounded basis. Assessment of cheap/expensive is relative to 15-year median. https://www.parsonagefinancial.co.uk/blog/a-new-world-for-investments monthly 0.5 2023-06-08 https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/316e0db6-7a16-40ca-bf5d-e90834f45f7d/Screenshot+2023-06-08+at+14.13.48.png Blog - A New World For Investments - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1686216601629-K3FTCZAZU3DK2MPLQAOP/image-asset.jpeg Blog - A New World For Investments - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/a2e7a0ba-4c09-4f07-977a-2a7f78744f27/Screenshot+2023-06-08+at+14.08.07.png Blog - A New World For Investments - Make it stand out Whatever it is, the way you tell your story online can make all the difference. 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There are many products on the market, offering life assurance, mortgage protection insurance, critical illness insurance, income protection insurance in different forms. Let Parsonage save you time by identifying what would be suitable for YOU. Life assurance, sometimes called mortgage protection life assurance, is often used to ensure that your mortgage will be paid off if you die before you pay it off yourself. 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Support Through Divorce Support Through Divorce https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1570099117586-D6PKPCSSP8NCLYZON5UY/A+mountain+range+to+represent+Wills Parsonage Financial Planning Options For You - Wills Wills https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1570098915390-XMY5TNRN4KPGETIERFGG/Baby+Sheltering+Under+Umbrella+on+the+Beach+representing+Homes+and+Mortgages Parsonage Financial Planning Options For You - Mortgages Mortgages https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1579011931617-PSCA30EN53OYY64NT0IQ/Bright+sunny+beach+to+represent+bright+future+with+Investments Parsonage Financial Planning Options For You - Investments Investments https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1583321254184-1TBQ9YGW4817281TLZY4/A+Grandfather+and+Granddaughter+on+the+beach+representing+Inheritance+Tax+Planning Parsonage Financial Planning Options For You - Inheritance Tax Planning Lasting Power of Attorney https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1570097518476-11QTUAAQ561LKB4EYM3U/Paradise+Beach+to+represent+Socially+Responsible+Investing Parsonage Financial Planning Options For You - Socially Responsible Investing Ethical Investing https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1570098969285-5INVJCJUL740YOXS7KD8/Italian+Coastal+Scene+to+represent+Equity+Release+%2F+Lifetime+Mortgage Parsonage Financial Planning Options For You - Equity Release / Lifetime Mortgage Equity Release / Lifetime Mortgage https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1570099304921-ZLONCGD8VMDOJ63AE8KU/Poolside+Sea+View+to+represent+Retirement+Planning Parsonage Financial Planning Options For You - Retirement Planning Retirement Planning https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1570099203476-BXS76Q6NTSXLH0CW118T/A+family+woodland+dog+walk+to+represent+Life+and+Health+Protection Parsonage Financial Planning Options For You - Life & Health Protection Life & Health Protection https://www.parsonagefinancial.co.uk/equity-release-lifetime-mortgage daily 0.75 2020-12-15 https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1569833571580-4M96ITG8756PV2SCMP7F/Italian+Coastal+Scene+to+represent+Equity+Release+and+Lifetime+Mortgages Equity Release / Lifetime Mortgage Equity Release / Lifetime Mortgage Italian Mountain Coastal https://www.parsonagefinancial.co.uk/help-to-execute-a-will-probate daily 0.75 2020-12-01 https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1569850602248-XE6QV2AL8VIPPSF0FFOY/A+scrabble+board+which+spells+out+probate+and+lawyer+to+represent+Help+to+execute+a+will+-+Probate Help to execute a will - Probate https://www.parsonagefinancial.co.uk/do-i-need-a-trust-will daily 0.75 2020-12-01 https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1569849976889-15F5T4XO1OT8Q0HKK98S/A+man%27s+hand+holding+a+baby%27s+hand+to+represent+Do+I+need+a+trust+will Do I need a trust will? https://www.parsonagefinancial.co.uk/wills-case-study-2 daily 0.75 2020-12-15 https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1582627989791-Z455WNQP5XORWMR0NUQG/A+woman+and+a+man+with+a+wooded+background+to+represent+Wills+-+Case+Study+2 Wills - Case Study 2 https://www.parsonagefinancial.co.uk/wills-case-studies daily 0.75 2020-12-15 https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1579863793985-U592R3QV8FV4C0P4DQOP/An+embroidered+sign+saying+Lest+We+Forget+with+flowers+around+it+to+represent+Wills+-+Case+Studies.jpg Wills - Case Studies https://www.parsonagefinancial.co.uk/wills-case-studies-1 daily 0.75 2020-12-01 https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1569850990207-37TUERMIF1MM71C32LYB/A+man+and+woman+lying+together+on+the+grass+to+represent+Wills+-+Case+Study+1 Wills - 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Employee Benefits Consulting Employee Benefits Consulting https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1579686755040-D059PNYHSNX39TTJ8R8X/Footprints+on+a+sunny+beach+to+represent+Investments Options For Your Company - Investments Investments https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1579701143115-1NZ1VF0AIMETRKXHCTAD/Girl+making+sand+angels+on+the+beach+to+represent+Healthcare+and+Wellbeing Options For Your Company - Healthcare & Wellbeing Healthcare & Wellbeing https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1579686540586-II3GXN7C5609MHB8TZFR/Boats+docked+in+a+sunny+bay+to+represent+auto+enrolment+and+workplace+pensions Options For Your Company - Auto Enrolment / Workplace Pensions Auto Enrolment / Workplace Pensions https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1579686684991-RH48YACEGAI3GBR1QX4L/A+parasol+shielding+the+sun+to+represent+Protection Options For Your Company - Protection Protection https://www.parsonagefinancial.co.uk/a-guide-to-pension daily 0.75 2020-12-04 https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1570012266517-LJ0RR7AX3VZICUM43YTO/Older+man+walking+through+quiet+Mediterranean+village+to+represent+a+Guide+to+Pensions Parsonage Financial's Guide to Pensions https://www.parsonagefinancial.co.uk/is-a-selfinvested-personal daily 0.75 2020-12-01 https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1570011393918-MBD941PZ6J9YASXAEPH7/A+hand+with+multicoloured+nail+varnish+raised+up+as+if+asking+a+question+to+represent+Is+a+Self-Invested+Personal+Pensions+or+a+Personal+Pension+Better%3F Parsonage Financial's Guide To Is a Self-Invested Personal Pension or a Personal Pension Better? When you control your own company, you also get to choose the pension you want. But; how to choose with so many conflicting ideas across the web? What is a personal pension? How is a Self-Invested Personal Pension different? Is a Self-Invested Personal Pension better? You may also be wondering if you should join the same workplace pension that is in place for your staff? We can help you choose which solution makes sense for you, and here are the types of questions we ask ourselves to compile our advice: What do you need from your pension today? What do you want it to do for you? Is this your starter pension and the priority is to build it up, from contributions to suit you or your company cash flow? In that case, the priority might be a low cost, low maintenance solution. Often that might lead us to suggest a personal pension. Are you saving up with a commercial property purchase or other unusual investments in mind? These are tricky cases to advise you on, because the personal pension will provide a low cost solution while you save up, but you will need a Self-Invested Personal Pension to make those specialist investments. Are you prepared to pay higher product fees for your person, even if your fund is small, just to avoid an insurance company? In that case, we just need to make sure you understand how much more you will pay. For example, a person with a £20,000 workplace pension would pay around £70 in yearly product fees. The same investor would pay around £200 in a Personal Pension. Typical annual Self-Invested Personal Pension fees are around £350. However, some people feel that the extra cost is fair for the transparency. Are you looking for a ‘forever’ pension? Old-fashioned pensions are unpopular these days, and they sometimes have high charges. Our regulator is trying to help with that, by capping exit penalties that those old policies can charge. Perhaps we also need to adjust our attitude to those old pensions. We move on from our old cars, televisions, computers, even kitchens and houses as they become less fit for purpose. Our Pensions get the blame for not keeping up with the times. Choose the pension type that is right for you today; try to future-proof it if you can, but do be prepared to revisit your pension decision in the future as time moves on. If you are too busy to take on the research yourself, get in touch and let us help. Have a look at our Read more section, where we have explored the differences between Personal Pensions and Self-Invested Personal Pensions. ← Property Within a Pension Final salary schemes and Defined benefit schemes → https://www.parsonagefinancial.co.uk/final-salary-schemes-and-defined-benefit-schemes daily 0.75 2020-12-15 https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1570012461965-XZEC2BM5HOEBYH8NEN7J/Photograph+of+old+buildings+with+washing+lines+and+a+sign+that+reads+Pensione+to+represent+Final+Salary+Schemes+and+Defined+Benefit+Schemes Final Salary Schemes and Defined Benefit Schemes https://www.parsonagefinancial.co.uk/funds daily 0.75 2020-12-17 https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1579010425991-YYE1KKMJJQRMGA8BXR14/Safety+deposit+boxes+to+represent+Funds Parsonage Financial's Guide To Funds - Funds Funds Money Notes https://www.parsonagefinancial.co.uk/pension-review daily 0.75 2020-12-04 https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1582642051811-378WX1SELLNOJJ64LPFN/Stairwell+leading+to+door+with+Pension+sign+to+represent+Pensions Parsonage Financial's Pension Review https://www.parsonagefinancial.co.uk/our-guide-to-owning-property-within-your-pension daily 0.75 2020-12-01 https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1582034383210-QBPHJUB6HFG07U8FXVLL/The+corner+of+a+building+looking+up+to+blue+skies+to+represent+Property+within+a+pension Parsonage Financial's Guide to Property Within a Pension - 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daily 0.75 2023-03-06 https://www.parsonagefinancial.co.uk/new-page-2 daily 0.75 2023-03-06 https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1678110161259-1ZI6G5KHE5EB7MZSJYNB/Duncan.jpg New Page - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1678110194284-PUPEALDMDN6B9D9WMAYX/Malcolm.jpg New Page - Make it stand out Whatever it is, the way you tell your story online can make all the difference. https://www.parsonagefinancial.co.uk/fees daily 0.75 2023-03-06 https://www.parsonagefinancial.co.uk/parsonage-sparrows-30-equity daily 0.75 2023-03-15 https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1681739744029-7J1CXCCS3THCFPDKTXW6/Parsonage+Equity+30+_Page_1.jpg Parsonage Sparrows 30% Equity 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Sparrows 80% Equity https://www.parsonagefinancial.co.uk/parsonage-sparrows-responsible-bond-only daily 0.75 2023-03-15 https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1681742170712-FXNAN6PDYKHXW0KZC2BW/Parsonage+Responsible+Bond+Only_Page_1.jpg Parsonage Sparrows Responsible Bond Only https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1681742171247-S9BS4GL38KYI6MD9O4YN/Parsonage+Responsible+Bond+Only_Page_2.jpg Parsonage Sparrows Responsible Bond Only https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1681742173552-E6UR7Q6IRHPIF0XGKCJT/Parsonage+Responsible+Bond+Only_Page_3.jpg Parsonage Sparrows Responsible Bond Only https://www.parsonagefinancial.co.uk/parsonage-sparrows-responsible-80-equity daily 0.75 2023-03-15 https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1681742581672-9D83GT6F0Y346JJQKTWA/Parsonage+Responsible+Equity+80_Page_1.jpg Parsonage Sparrows Responsible 80% Equity 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https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1681739548497-OE5MGEW5YQ232Z20AYIT/Parsdonage+Equity+70_Page_3.jpg Parsonage Sparrows 70% Equity https://www.parsonagefinancial.co.uk/parsonage-sparrows-bond-only daily 0.75 2023-03-15 https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1681739873251-1656G22K5WXSU7DSMSCL/Parsonage+Bond+Only_Page_1.jpg Parsonage Sparrows Bond Only https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1681739873793-K2JNE3AU19QFL4AVJYCK/Parsonage+Bond+Only_Page_2.jpg Parsonage Sparrows Bond Only https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1681739875385-RUSQQBKCAS3ZJSZKFID2/Parsonage+Bond+Only_Page_3.jpg Parsonage Sparrows Bond Only https://www.parsonagefinancial.co.uk/parsonage-sparrows-90-equity-1 daily 0.75 2023-03-15 https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1681739429578-8KTEXMY53D3OTSB1UMZ8/Parsonage+Equity+90_Page_1.jpg Parsonage Sparrows 90% Equity https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1681739430010-IEMC7VU5624GDJEMMHDM/Parsonage+Equity+90_Page_2.jpg Parsonage Sparrows 90% Equity https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1681739431662-WUU9UBNMLN0TLDCUL99J/Parsonage+Equity+90_Page_3.jpg Parsonage Sparrows 90% Equity https://www.parsonagefinancial.co.uk/parsonage-sparrows-40-equity daily 0.75 2023-03-15 https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1681739701051-6CWQN9RBDGMJFA29P31G/Parsonage+Equity+40+_Page_1.jpg Parsonage Sparrows 40% Equity https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1681739701547-YWXJM251TCT4M1ZJDC9B/Parsonage+Equity+40+_Page_2.jpg Parsonage Sparrows 40% Equity https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1681739703189-J3C2EFWY2E4P7FN9OXUI/Parsonage+Equity+40+_Page_3.jpg Parsonage Sparrows 40% Equity https://www.parsonagefinancial.co.uk/parsonage-sparrows-responsible-70-equity daily 0.75 2023-03-15 https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1681742536316-AO74EDZPJCJKQ7LTTM09/Parsonage+Responsible+Equity+70+_Page_1.jpg Parsonage Sparrows Responsible 70% Equity https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1681742536647-75TQHB9WYW81IPBSEIQ3/Parsonage+Responsible+Equity+70+_Page_2.jpg Parsonage Sparrows Responsible 70% Equity https://images.squarespace-cdn.com/content/v1/5d3f145162d8ed00013cb6be/1681742538242-GE81PL8HXNJTNJHW88TR/Parsonage+Responsible+Equity+70+_Page_3.jpg Parsonage Sparrows Responsible 70% Equity https://www.parsonagefinancial.co.uk/autumn-budget-2024 daily 0.75 2024-10-31 https://www.parsonagefinancial.co.uk/autumn-budget-2025 daily 0.75 2025-11-27